Group Mediclaim Insurance Policy
At Arshyan Insurance, we believe that a healthy workforce is the backbone of a successful business. Our Group Mediclaim Insurance Policy is designed to provide comprehensive health coverage to your employees and their families, ensuring their well-being and boosting morale in the workplace.
Key Features:
- Hospitalization Coverage: Provides coverage for inpatient hospitalization expenses due to illness, injury, or surgery, including room charges, doctor fees, nursing, and medical tests.
- Pre and Post-Hospitalization: Covers medical expenses incurred before and after hospitalization for a specified period (typically 30 days before and 60 days after).
- Day-care Procedures: Coverage for day-care treatments that do not require a 24-hour hospital stay, such as cataract surgeries, chemotherapy, and dialysis.
- Cashless Treatment: Access to a network of hospitals offering cashless treatment, eliminating the need for upfront payments during hospitalization.
- Family Coverage: Option to extend coverage to employees’ families, including spouse, children, and dependent parents.
Policy Benefits:
- Comprehensive Health Benefits: Covers a wide range of medical treatments, ensuring your employees are protected from rising healthcare costs.
- Maternity Benefits: Includes coverage for maternity-related expenses, including childbirth and prenatal care.
- Flexible Sum Insured: Choose from a range of coverage amounts based on your business size and employee requirements.
- Ambulance Expenses: Reimbursement for ambulance charges incurred during emergencies for transportation to the nearest hospital.
Why Choose Arshyan Insurance?
- Boost Employee Morale: Providing health insurance shows your commitment to employee well-being, enhancing job satisfaction and retention.
- Affordable Premiums: Tailored for businesses of all sizes, ensuring you get maximum coverage at affordable rates.
- Customizable Plans: Flexible plans that can be customized to include additional coverages like critical illness, personal accident, and more.
- 24/7 Customer Support: Dedicated support to assist your employees with claim procedures and hospital coordination.
Additional Features:
- No Claim Bonus: Enjoy premium discounts or enhanced coverage for claim-free years.
- Wellness Programs: Optional wellness programs designed to promote preventive healthcare, reducing long-term medical risks.
- OPD Coverage: Optionally cover outpatient treatments like doctor consultations, diagnostic tests, and pharmacy bills.
Secure the Health of Your Workforce
With the Group Mediclaim Insurance Policy from Arshyan Insurance, you can ensure that your employees receive the best healthcare when they need it most, creating a healthier, happier, and more productive workforce.